Can a credit repair agency help?
Probably not.
Credit repair agencies are businesses that promise to “clean up” or “fix” your credit report for a fee. Credit repair agencies often promise things like “no more debt” or “credit fixed fast”.
Debt settlement companies are another type of business that offer to help you fix your credit by getting you out of debt.
Both types of businesses usually charge high fees and cannot do anything for you that you could not do yourself. There is more information about these businesses in CLEO’s resource, Credit counselling and debt settlement services.
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