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Who can get ODSP

Your income and assets

To get ODSP, your household’s income and assets must be below a certain amount. The ODSP calls this “qualifying financially”.

The ODSP has rules about who they count as part of your household. Usually, if you live with your spouse or children, they’re part of your household.

Assets

Assets are things that you own like money and property.

There are some things that the ODSP does not count as assets. These include the house you live in, one car, and most household items like furniture and appliances.

The amount of assets you can have depends on who’s in your household. For example, in 2025, a single person can have up to $40,000 worth of assets. A couple can have $50,000 in assets.

Income

You get less from the ODSP if you or the people in your household earn more than a certain amount.

You can earn up to $1,000 a month. Members of your household who do not have a disability can earn up to $200 a month. Your ODSP goes down for every dollar of income over these amounts.

There are some types of income that the ODSP does not count as income, for example:

• Canada Pension Plan death benefit
• Canada Child Benefit
• income from children who are 17 years old and younger

Every month, you must report any income or assets you get to the ODSP. If you get too much, you may not qualify for ODSP that month.

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