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Employment Insurance

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Can I still get EI if I am getting or applying for CPP benefits or workers' compensation?

To get Canada Pension Plan (CPP) disability benefits, you must be unable to work regularly. But to get regular EI benefits, you must be ready and able to work. So, you usually cannot get both.

In some situations, it is possible to get CPP retirement benefits and regular EI at the same time. But the CPP amount will be taken off your EI benefits.

The rules are more complicated for workers’ compensation wage loss benefits. In Ontario, these benefits are now called Loss of Earnings benefits or “LOE”. You can usually apply for both LOE and regular EI. But it is important to tell EI staff about any LOE or other benefits you receive. Get legal help if you think you might qualify for both. See, Where can I get help?

If you are getting or applying for EI sickness benefits, you can also apply for LOE or CPP. The rules for EI sickness benefits are not covered in this publication, but you can find out more at www.servicecanada.ca or by calling 1-800-206-7218.