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Identity theft

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How can I tell if my information has been stolen?

Here are some warning signs that you might be a victim of identity theft:

  • You are receiving telephone calls from collection agencies or creditors for accounts that you don't have or purchases that you didn't make.
  • Your bank or other financial statements show withdrawals, transactions, or transfers that you didn't make.
  • Creditors call to tell you that you have been approved for or denied credit that you did not apply for.
  • Your credit applications are denied for unexpected reasons. For example, your credit report shows a debt that you do not recognize.

A credit report is a detailed list of your credit and bill-paying history, and other information about you. Check your report regularly. There is more information about this on the next page, and in CLEO's resource, Your credit report.