{"id":46025,"date":"2013-10-08T21:55:25","date_gmt":"2013-10-09T01:55:25","guid":{"rendered":""},"modified":"2025-01-07T15:09:42","modified_gmt":"2025-01-07T20:09:42","slug":"can-credit-repair-agency-help","status":"publish","type":"publications-page","link":"https:\/\/www.cleo.on.ca\/en\/publications-page\/can-credit-repair-agency-help","title":{"rendered":"Can a credit repair agency help?"},"content":{"rendered":"

Probably not.<\/p>\n

Credit repair agencies are businesses that promise to “clean up” or “fix” your credit report for a fee. Credit repair agencies often promise things like “no more debt” or “credit fixed fast”.<\/p>\n

Debt settlement companies are another type of business that offer to help you fix your credit by getting you out of debt.<\/p>\n

Both types of businesses usually charge high fees and cannot do anything for you that you could not do yourself. There is more information about these businesses in CLEO’s resource, Credit counselling and debt settlement services<\/a>.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-46025","publications-page","type-publications-page","status-publish","hentry"],"yoast_head":"\nCan a credit repair agency help? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cleo.on.ca\/en\/publications-page\/can-credit-repair-agency-help\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can a credit repair agency help? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)\" \/>\n<meta property=\"og:description\" content=\"Probably not. Credit repair agencies are businesses that promise to “clean up” or “fix” your credit report for a fee. Credit repair agencies often promise things like “no more debt” or “credit fixed fast”. Debt settlement companies are another type of business that offer to help you fix your credit by getting you out of debt.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cleo.on.ca\/en\/publications-page\/can-credit-repair-agency-help\" \/>\n<meta property=\"og:site_name\" content=\"CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-07T20:09:42+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\/can-credit-repair-agency-help\",\"url\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\/can-credit-repair-agency-help\",\"name\":\"Can a credit repair agency help? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)\",\"isPartOf\":{\"@id\":\"https:\/\/www.cleo.on.ca\/en\/#website\"},\"datePublished\":\"2013-10-09T01:55:25+00:00\",\"dateModified\":\"2025-01-07T20:09:42+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\/can-credit-repair-agency-help#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.cleo.on.ca\/en\/publications-page\/can-credit-repair-agency-help\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\/can-credit-repair-agency-help#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.cleo.on.ca\/en\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Publication pages\",\"item\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Can a credit repair agency help?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.cleo.on.ca\/en\/#website\",\"url\":\"https:\/\/www.cleo.on.ca\/en\/\",\"name\":\"CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.cleo.on.ca\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can a credit repair agency help? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cleo.on.ca\/en\/publications-page\/can-credit-repair-agency-help","og_locale":"en_US","og_type":"article","og_title":"Can a credit repair agency help? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)","og_description":"Probably not. 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