{"id":46502,"date":"2014-04-30T15:43:47","date_gmt":"2014-04-30T19:43:47","guid":{"rendered":""},"modified":"2026-02-06T17:01:18","modified_gmt":"2026-02-06T22:01:18","slug":"debt-and-consumer-rights","status":"publish","type":"publications-page","link":"https:\/\/www.cleo.on.ca\/en\/publications-page\/debt-and-consumer-rights","title":{"rendered":"Debt and Consumer Rights"},"content":{"rendered":"<table style=\"width: 100%;\">\n<thead>\n<tr>\n<th style=\"width: 62.5%;\">Publications<\/th>\n<th style=\"width: 36.5476%;\">Discard editions earlier than&#8230;<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Buying or leasing a used car from a used car dealer<\/strong><\/td>\n<td style=\"width: 36.5476%;\">September 2025<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Acheter ou louer un v\u00e9hicule d\u2019occasion chez un commer\u00e7ant<\/td>\n<td style=\"width: 36.5476%;\">septembre 2025<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Credit counselling and debt settlement services<\/strong><\/td>\n<td style=\"width: 36.5476%;\">January 2016<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Services de conseils en cr\u00e9dit et de r\u00e8glement de dette<\/td>\n<td style=\"width: 36.5476%;\">janvier 2016<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Credit repair<\/strong><\/td>\n<td style=\"width: 36.5476%;\">August 2013<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Le redressement de cr\u00e9dit<\/td>\n<td style=\"width: 36.5476%;\">ao\u00fbt 2013<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Door-to-door sales<\/strong><\/td>\n<td style=\"width: 36.5476%;\">September 2025<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Ventes \u00e0 domicile<\/td>\n<td style=\"width: 36.5476%;\">mai 2018<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Identity theft<\/strong><\/td>\n<td style=\"width: 36.5476%;\">December 2013<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Vol d\u2019identit\u00e9<\/td>\n<td style=\"width: 36.5476%;\">d\u00e9cembre 2013<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Motor vehicle repairs<\/strong><\/td>\n<td style=\"width: 36.5476%;\">January 2020<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">R\u00e9paration de v\u00e9hicule automobile<\/td>\n<td style=\"width: 36.5476%;\">janvier 2020<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Online, telephone, and mail-order shopping<\/strong><\/td>\n<td style=\"width: 36.5476%;\">June 2017<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Magasinage en ligne, par t\u00e9l\u00e9phone ou par la poste<\/td>\n<td style=\"width: 36.5476%;\">juin 2017<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Payday loans<\/strong><\/td>\n<td style=\"width: 36.5476%;\">January 2025<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Pr\u00eats sur salaire<\/td>\n<td style=\"width: 36.5476%;\">janvier 2025<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Telephone and internet scams<\/strong><\/td>\n<td style=\"width: 36.5476%;\">March 2014<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Escroqueries par t\u00e9l\u00e9phone ou par internet<\/td>\n<td style=\"width: 36.5476%;\">mars 2014<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Unfair practices<\/strong><\/td>\n<td style=\"width: 36.5476%;\">September 2025<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Pratiques d\u00e9loyales<\/td>\n<td style=\"width: 36.5476%;\">janvier 2022<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\"><strong>Your credit report<\/strong><\/td>\n<td style=\"width: 36.5476%;\">August 2013<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 62.5%;\">Votre dossier de cr\u00e9dit<\/td>\n<td style=\"width: 36.5476%;\">ao\u00fbt 2013<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"featured_media":0,"template":"","class_list":["post-46502","publications-page","type-publications-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Debt and Consumer Rights - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cleo.on.ca\/en\/publications-page\/debt-and-consumer-rights\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debt and Consumer Rights - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)\" \/>\n<meta property=\"og:description\" content=\"Publications Discard editions earlier than&#8230; 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