{"id":46551,"date":"2016-03-31T13:09:59","date_gmt":"2016-03-31T17:09:59","guid":{"rendered":""},"modified":"2026-02-13T10:59:05","modified_gmt":"2026-02-13T15:59:05","slug":"what-happens-if-i-cancel-agreement","status":"publish","type":"publications-page","link":"https:\/\/www.cleo.on.ca\/en\/publications-page\/what-happens-if-i-cancel-agreement","title":{"rendered":"What happens if I cancel the agreement?"},"content":{"rendered":"<p>If you have the right to cancel the agreement, you can demand a refund of all fees you paid. You must send the credit counsellor or debt settlement company written notice that you want a refund.<\/p>\n<p>If they do not refund your fees, you can sue them in Small Claims Court to get your money back. You can also sue them to get back any money they have not yet paid to your creditors.<\/p>\n<p>If you have already made a repayment plan with a creditor, you still have to make the payments to that creditor.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-46551","publications-page","type-publications-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What happens if I cancel the agreement? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cleo.on.ca\/en\/publications-page\/what-happens-if-i-cancel-agreement\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What happens if I cancel the agreement? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)\" \/>\n<meta property=\"og:description\" content=\"If you have the right to cancel the agreement, you can demand a refund of all fees you paid. You must send the credit counsellor or debt settlement company written notice that you want a refund. If they do not refund your fees, you can sue them in Small Claims Court to get your money back.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cleo.on.ca\/en\/publications-page\/what-happens-if-i-cancel-agreement\" \/>\n<meta property=\"og:site_name\" content=\"CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-13T15:59:05+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\/what-happens-if-i-cancel-agreement\",\"url\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\/what-happens-if-i-cancel-agreement\",\"name\":\"What happens if I cancel the agreement? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)\",\"isPartOf\":{\"@id\":\"https:\/\/www.cleo.on.ca\/en\/#website\"},\"datePublished\":\"2016-03-31T17:09:59+00:00\",\"dateModified\":\"2026-02-13T15:59:05+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\/what-happens-if-i-cancel-agreement#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.cleo.on.ca\/en\/publications-page\/what-happens-if-i-cancel-agreement\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\/what-happens-if-i-cancel-agreement#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.cleo.on.ca\/en\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Publication pages\",\"item\":\"https:\/\/www.cleo.on.ca\/en\/publications-page\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"What happens if I cancel the agreement?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.cleo.on.ca\/en\/#website\",\"url\":\"https:\/\/www.cleo.on.ca\/en\/\",\"name\":\"CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.cleo.on.ca\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What happens if I cancel the agreement? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cleo.on.ca\/en\/publications-page\/what-happens-if-i-cancel-agreement","og_locale":"en_US","og_type":"article","og_title":"What happens if I cancel the agreement? - CLEO (Community Legal Education Ontario \/ \u00c9ducation juridique communautaire Ontario)","og_description":"If you have the right to cancel the agreement, you can demand a refund of all fees you paid. 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