What should be in my loan agreement?

You must get a printed copy of the loan agreement. It must:

  • be printed in large enough type that most people can read it
  • tell you the exact amount you must repay
  • explain that you can cancel the loan within 2 days of signing the agreement
  • show how much the loan will cost and when you have to repay it
  • show how much interest you will be charged if you do not repay the loan on time

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