If your employer is bankrupt

You may be able to get back money that your employer owes you, if your employer:

  • has gone bankrupt,
  • is insolvent, or
  • is in receivership.

Wage Earner Protection Program

You can apply to the Wage Earner Protection Program (WEPP) to get:

  • wages your employer did not pay you,
  • vacation pay, and
  • severance pay and termination pay.

How much you can get

The most you can get from WEPP is 7 times what the Employment Insurance Act says are your maximum weekly “insurable earnings”. This amount usually changes every year on January 1.

For 2026, the most you can get is $9,275 before deductions like income tax.

You can get wages and vacation pay that you earned in the 6 months before your employer’s bankruptcy.

How to apply

To apply online, go to canada.ca and type “apply WEPP” in the search box. You must have a valid Social Insurance Number (SIN).

If you do not have a SIN, you can get a paper application form from a Service Canada Centre. Or you can call the number below.

For more information about WEPP and to get a paper copy of the application form, call the WEPP information line at 1-866-683-6516. For TTY, call 1-800-926-9105.


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