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Your credit report

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What is credit?

When someone lets you pay for something later, instead of before or at the time you buy or rent it, this is called giving you credit or "extending" credit to you.

Here are some examples of getting credit:

  • A bank gives you a car loan.
  • A furniture store gives you 6 months to pay for a couch.
  • The hydro company bills you for electricity you have already used.