Credit counselling

Credit counselling agencies help you repay all your debt and learn how to stay out of debt. The agencies have creditor counsellors who give this help.

There are 2 types of credit counselling agencies:

  1. not-for-profit
  2. for-profit

Not-for-profit agencies work with you at a low-cost or sometimes for free. For-profit agencies always charge you for their services and they make a profit from helping you.


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