What if I change my mind after entering a debt settlement agreement?

Signing a debt settlement agreement is a big step. After you sign it, you can cancel it in the first 10 days after you get a written copy of the agreement you signed. During that time, you can cancel it for any reason — even if you simply change your mind.

If the agreement does not follow the law or if you did not get a written copy of it, you have the right to cancel the agreement any time within one year after you sign it.