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Credit counselling and debt settlement services

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What are not-for-profit credit counselling agencies?

Credit counsellors at not-for-profit agencies work with you to put together a payment plan that will help you manage your bills so you can repay everyone you owe. This can improve your credit record. Credit counsellors also try to help you avoid the same problems in the future. They help you learn:

  • how to manage your money
  • how to make financial decisions
  • how to make a budget and stay within it

To find a not-for-profit credit counselling service near you, contact one of their national organizations:

Ontario Association of Credit Counselling Services

Toll-free: 1-888-746-3328


Credit Counselling Canada

Toll-free: 1-866-398-5999